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The Top 10 Personal Loans You Should Apply For

If you are planning to get a personal loan in order to help you with your financial crisis you must first make sure that you do a thorough research on what are the most recommended ones out there. By doing so you will be ensured that you will enjoy the many benefits it offers. Know a lot more about personal loans in this article.

Allow me to introduce to you Personal Club. Applications having a credit score of 600 are accepted in Personal Club. They offer personal loans online and is very well-known. Its rate is one of the lowest with 6.16%. You should know that they charge origination fees, late payment penalties, check processing fees, and more. The maximum waiting time for your application to get processed is 6 days. Know more about it by clicking the bolded text.

The next personal loan you may want to consider is Earnest since they have no fees and they offer awesome rates. The credit score requirement for Earnest is 660 or higher. Their rate is 5.25%.

For those who have a credit score of 620, OneMain Financial is an ideal choice. They have an interest rate of 16.05% and up. They are well-known to give their clients good customer service. You can know more about them by clicking the bolded text.

PNC is a boutique bank that is growing rapidly through the years. Their savings accounts have an astounding rate of above 2.3%. BEcause they offer awesome personal loans, they are establishing a name for themselves. Their interest rates depend on your credit and loan but are roughly between 3.9% and 25.4%.

Another online peer to peer lender is Prosper. They are well-known for their debt consolidation and 70% of their borrowers are consolidators. You can wait for your loan to get processed within three to five business days. Also, they have an interest rate of 6.95%. Check them out and find out more about them.

If you are a frequent borrower you may have heard of Wells Fargo. This bank is so big that they have 6,000 branches all over America. They offer their personal loans of up to 5 years at a 7.24%.

For borrowers who have a credit score of 670 or higher and at least 3-4 years of credit history, it is advisable to submit their loan application to Marcus. You can have an interest of 6.99% 24.99% depending on what type of loan you will get approved of. Their loans are very flexible which may last from 2-6 years. Know more about them and check out their other offers.

For those who have a credit score between a 600 and a 700 may want to apply for Avant. Their interest rate is 9.95%.

If you are in a rush to get the money, you may want to apply from LightStream. However, you will need to have good credit or better in order to get it accepted.

The last but not the least is SoFi. People who have good credit scores have a better chance in getting good interest rates. To elaborate, if you have a credit score above 680, you are able to get an interest of 6.99%. They offer loans between $5000.00 and $100,000.00.